Transforming TerraPay

A case study on how we unified TerraPay's brand experience and built a scalable design system to empower its B2B customers, leading to enhanced user trust and a positive impact on their overall service offerings.

Client

TerraPay

Year

2024

Type

Design System / Web & App Design

Transforming TerraPay

A case study on how we unified TerraPay's brand experience and built a scalable design system to empower its B2B customers, leading to enhanced user trust and a positive impact on their overall service offerings.

Client

TerraPay

Year

2024

Type

Design Systems / Web & App Design

The Challenge

TerraPay, a leading global provider of secure and efficient payment solutions, partners with a diverse range of businesses, including banks, travel companies, media outlets, money transfer operators (MTOs), and digital wallets. The challenge was to create a new design system that would unify the brand experience across multiple platforms, improve user comprehension, and makeglobal payments seamless, ultimately leading to increased trust and customer satisfaction for both B2B and B2C users.

User Personas

We developed personas to represent these audiences, highlighting their motivations, concerns, and expectations for a global technology company. We also recognized that the improved B2B experience would ultimately impact TerraPay's B2C users, as they are often the end beneficiaries of the transactions facilitated by TerraPay's business partners.

The Challenge

TerraPay, a leading global provider of secure and efficient payment solutions, partners with a diverse range of businesses, including banks, travel companies, media outlets, money transfer operators (MTOs), and digital wallets. The challenge was to create a new design system that would unify the brand experience across multiple platforms, improve user comprehension, and makeglobal payments seamless, ultimately leading to increased trust and customer satisfaction for both B2B and B2C users.

User Personas

We developed personas to represent these audiences, highlighting their motivations, concerns, and expectations for a global technology company. We also recognized that the improved B2B experience would ultimately impact TerraPay's B2C users, as they are often the end beneficiaries of the transactions facilitated by TerraPay's business partners.

Understanding the Diverse User Needs

Understanding the Diverse User Needs

We conducted extensive user research to understand the needs and priorities of TerraPay's primary B2B customers, who represent a diverse range of businesses operating in various countries and industries. We identified key areas where the existing user experience could be improved:

  • Streamlining payment processes

  • Simplifying currency management

  • Enhancing security and

  • Providing clear and reliable information.

We conducted extensive user research to understand the needs and priorities of TerraPay's primary B2B customers, who represent a diverse range of businesses operating in various countries and industries. We identified key areas where the existing user experience could be improved:

  • Streamlining payment processes

  • Simplifying currency management

  • Enhancing security and

  • Providing clear and reliable information.

Competitor Analysis

Understanding the current market with a comprehensive competitive analysis helped us gain insights into market positioning and strategies. It gave us insights on the emerging competitors that shape the landscape and helped us in informed decision-making.

Feature/

Aspect

Streamlined experience for businesses; user-friendly interface.

Familiar experience but overwhelming due to diverse services.

Competitive fees with clear breakdowns; can be complex.

Competitive fees with clear breakdowns.

Extensive support options including live chat, phone, and email.

24/7 customer support via chat, phone, and email.

User Interface

(UI)

Emphasizes security,

lacks extensive reputation

Modern, clean, and professional; emphasizes technology.

Simple and straightforward process; prioritizes user ease.

Can be complex for some users; lacks user-friendliness.

Not explicitly mentioned; may vary by platform.

Not explicitly mentioned; may vary by platform.

Mobile App Performance

Customer Support

Customization Options

Transaction Tracking

International Reach

Accessibility

Limited accessibility features; not fully WCAG compliant.

Advanced security protocols with multi-layered protection.

Security

Features

Basic security measures; lacks advanced fraud detection.

Strong security features including fraud protection and two-factor authentication.

Comprehensive security features with fraud detection and strong encryption.

Strong security features with fraud protection and two-factor authentication.

Emphasizes transparent pricing and robust security measures.

Strong accessibility support including screen reader compatibility.

Not explicitly mentioned; may vary by platform.

Good accessibility features; generally follows best practices.

High accessibility standards with clear contrast and keyboard navigation.

Not explicitly mentioned; may vary by platform.

Limited to certain countries with restricted payment options.

Extensive global network; supports numerous currencies.

Operates in over 100 countries; supports a wide array of currencies.

Global reach with broad support for various currencies and regions.

International reach with support for multiple currencies.

Broad partner network connecting businesses to global payment networks seamlessly.

Minimal customization for users; limited personalization features.

Good customization options including personalized settings.

Not explicitly mentioned; may vary by platform.

Moderate customization options for notifications and preferences.

High level of customization for user preferences and notifications.

Not explicitly mentioned; may vary by platform.

Basic tracking with limited detail; lacks real-time updates.

Real-time tracking with detailed updates and historical records.

Not explicitly mentioned; may vary by platform.

Comprehensive tracking with real-time updates and detailed records.

Detailed tracking with real-time updates and status notifications.

Not explicitly mentioned; may vary by platform.

Transaction Fees

Higher fees and unclear fee structure.

Can be complex and difficult to understand; potentially higher costs.

Fees vary; generally transparent but can be higher.

Transparent pricing; potentially higher for some transactions.

Limited support options; slow response times.

May not provide the same level of personalized assistance as some competitors.

Not explicitly mentioned; may vary by platform.

Excellent support with responsive help channels.

Onboarding Process

Lengthy and cumbersome onboarding with multiple steps.

Not explicitly mentioned; may vary by platform.

Efficient onboarding with clear instructions.

Simple onboarding with a guided setup process.

Quick and easy setup with instant account verification.

Not explicitly mentioned; may vary by platform.

User Experience (UX)

Inconsistent design system; complex and confusing user flows.

Slower app performance; occasional lag and crashes.

Not explicitly mentioned; may vary by platform.

Highly responsive; fast and efficient.

Generally fast, with some reports of occasional issues.

Can be challenging for less tech-savvy users; complex B2B transactions.

Sleek and minimalistic; focuses on speed and innovation.

Familiar and consistent;

well-established brand.

Modern and user-friendly; prioritizes ease of use.

Clean, professional aesthetic; highlights global reach.

Jobs to be done

Jobs to be done

Understanding the current market with a comprehensive competitive analysis helped us gain insights into market positioning and strategies. It gave us insights on the emerging competitors that shape the landscape and helped us in informed decision-making.

Understanding the current market with a comprehensive competitive analysis helped us gain insights into market positioning and strategies. It gave us insights on the emerging competitors that shape the landscape and helped us in informed decision-making.

  • When making payments to international suppliers, I want to use a platform with clear fee structures and exchange rates, so I can ensure cost-effectiveness and transparency.

  • When integrating payment solutions into our fintech services, I want to use a platform with advanced features like API integration and real-time tracking, so I can provide seamless and innovative payment solutions to our clients.

  • When managing the company's global payments, I want a platform with robust reporting features and reliable processing times, so I can streamline financial operations and ensure accuracy.

  • When booking international travel for clients, I want a payment platform with transparent fees and secure transactions, so I can provide a smooth and trustworthy experience for my customers.

  • When overseeing payment operations, I want a platform that integrates seamlessly with our existing systems and offers clear documentation, so I can simplify processes and maintain regulatory compliance.

  • When making payments to international suppliers, I want to use a platform with clear fee structures and exchange rates, so I can ensure cost-effectiveness and transparency.

  • When integrating payment solutions into our fintech services, I want to use a platform with advanced features like API integration and real-time tracking, so I can provide seamless and innovative payment solutions to our clients.

  • When managing the company's global payments, I want a platform with robust reporting features and reliable processing times, so I can streamline financial operations and ensure accuracy.

  • When booking international travel for clients, I want a payment platform with transparent fees and secure transactions, so I can provide a smooth and trustworthy experience for my customers.

  • When overseeing payment operations, I want a platform that integrates seamlessly with our existing systems and offers clear documentation, so I can simplify processes and maintain regulatory compliance.

Design Principles & Features

Design Principles & Features

We established core design principles based on our user research, focusing on clarity, trust, accessibility, and a user-friendly experience. The website design prioritized key information and features, with a clear navigation structure and a consistent visual language. We incorporated clear and concise content, highlighting TerraPay's commitment to innovation, thought leadership, and a positive work culture. The website and its internal and external communication materials were designed to be accessible to all users, including those with disabilities.

We established core design principles based on our user research, focusing on clarity, trust, accessibility, and a user-friendly experience. The website design prioritized key information and features, with a clear navigation structure and a consistent visual language. We incorporated clear and concise content, highlighting TerraPay's commitment to innovation, thought leadership, and a positive work culture. The website and its internal and external communication materials were designed to be accessible to all users, including those with disabilities.

Customer Journey Map

Leveraging our user research, we developed detailed user journey maps. This involved charting key touchpoints and user experiences to understand motivations, needs, and potential pain points across the user lifecycle. These maps provided invaluable insights that directly informed our design decisions, ensuring we built an experience truly centered around the user and aligned with our core principles.

Customer Journey Map

Leveraging our user research, we developed detailed user journey maps. This involved charting key touchpoints and user experiences to understand motivations, needs, and potential pain points across the user lifecycle. These maps provided invaluable insights that directly informed our design decisions, ensuring we built an experience truly centered around the user and aligned with our core principles.

Stage

User Action

Touchpoints

Thoughts & Feelings

Pain Points

Terrapay website, competitor websites, industry reviews

Awareness

Maria hears about Terrapay from a colleague or sees an advertisement online.

"Is Terrapay secure? How does their pricing compare?"

"Terrapay seems like a promising solution. I'm willing to try it."

Decision

Exploration

User makes Maria explores Terrapay's features and navigates the platform to understand how to make a payment.a transaction and monitors payment status.

Website, online documentation, FAQs, customer support

"How do I manage multiple currencies? How do I track payment status?"

Onboarding

Maria creates an account and sets up her company profile on Terrapay's platform.

Terrapay website, onboarding process, registration form

"I need to make sure the registration process is straightforward and secure."

Transaction

Maria initiates a payment to her supplier, choosing the appropriate currency and payment method.

Website, payment form, transaction details

"I need to make sure the payment is processed quickly and securely."

Confirmation

Maria receives confirmation of the payment and tracks its status.

Email notifications, transaction history, platform updates

"I need to ensure the payment arrives on time and without errors."

Engagement

Maria continues to use Terrapay for future payments, and she recommends the platform to other businesses.

"Terrapay is a reliable and efficient solution for my global payments."

Consideration

Maria decides to try Terrapay based on its features, security, and pricing.

Maria visits Terrapay's website to learn more about the platform.

Industry event, online marketing, social media, recommendations from other businesses

"I'm looking for a reliable and efficient way to handle international payments."

"I need a platform that is easy to understand and manage."

"I hope it lives up to my expectations."

"I want to make sure I understand the fees and exchange rates."

"I hope the setup process is easy to understand."

"I hope the transaction process is straightforward and transparent."

"I want to be able to monitor the payment progress and receive updates."

"I'm happy with the overall experience and the platform's value."

"I'm concerned about high fees and potential delays."

Goals

Goals

Improve Usability

Improve Terrapay’s website and app for effortless navigation and task completion. Conduct heuristic evaluations and usability testing to resolve usability issues.

Enhance Accessibility

Streamline navigation and minimize steps for key tasks with intuitive design. Ensure adherence to WCAG standards throughout design and development.

Increase Trust and Security Perception

Enhance users’ perception of trust and security through design and messaging on Terappay’s platforms.

Improve

Usability

Improve Terrapay’s website and app for effortless navigation and task completion. Conduct heuristic evaluations and usability testing to resolve usability issues.

Enhance Accessibility

Streamline navigation and minimize steps for key tasks with intuitive design. Ensure adherence to WCAG standards throughout design and development.

Increase Trust and Security Perception

Enhance users’ perception of trust and security through design and messaging on Terappay’s platforms.

Streamline Onboarding Process

Streamline Terrapay's onboarding to help new users quickly grasp and use the platform with an intuitive, engaging setup flow.

Streamline Terrapay's onboarding to help new users quickly grasp and use the platform with an intuitive, engaging setup flow.

Consistent Branding and Messaging

Ensure consistent branding and messaging across all touchpoints to strengthen brand identity and recognition.

Foster User Engagement and Loyalty

Enhance user engagement and build lasting loyalty by creating a compelling and enjoyable user experience that keeps users coming back.

Consistent Branding and Messaging

Ensure consistent branding and messaging across all touchpoints to strengthen brand identity and recognition.

Foster User Engagement and Loyalty

Enhance user engagement and build lasting loyalty by creating a compelling and enjoyable user experience that keeps users coming back.

Visual Identity

Based on the brand’s values and market positioning, TerraPay's existing colour palette was enhancing tones with vibrant accents to reflect TerraPay’s modern and innovative spirit. Clean, sans-serif typography was chosen for readability and trust. Streamlined design elements and strategic iconography ensure consistency and clarity, simplifying complex financial concepts. The process focused on building a cohesive, recognizable brand presence that enhances user experience and instills trust, positioning TerraPay prominently in the fintech industry.

Based on the brand’s values and market positioning, TerraPay's existing colour palette was enhancing tones with vibrant accents to reflect TerraPay’s modern and innovative spirit. Clean, sans-serif typography was chosen for readability and trust. Streamlined design elements and strategic iconography ensure consistency and clarity, simplifying complex financial concepts. The process focused on building a cohesive, recognizable brand presence that enhances user experience and instills trust, positioning TerraPay prominently in the fintech industry.

Logo

TerraPay’s logo is a striking embodiment of its brand essence, designed with clean lines and bold typography, it exudes modernity and professionalism. The interlocking triangular cut at the “T” form a cohesive symbol, representing unity and connectivity, which aligns perfectly with TerraPay’s mission of facilitating seamless financial transactions globally.

TerraPay’s logo is a striking embodiment of its brand essence, designed with clean lines and bold typography, it exudes modernity and professionalism. The interlocking triangular cut at the “T” form a cohesive symbol, representing unity and connectivity, which aligns perfectly with TerraPay’s mission of facilitating seamless financial transactions globally.

Colour Palette & Typography

Terrapay's visual identity is anchored by the typefaces TT Firs Neue and Poppins, blending modern sophistication with clear, versatile communication. The color palette is meticulously curated to reflect brand values, evoke emotions, and ensure consistency across all platforms. Adhering to these guidelines fosters a cohesive, professional visual identity that resonates with the audience, maintaining brand integrity and promoting a unified representation.

Terrapay's visual identity is anchored by the typefaces TT Firs Neue and Poppins, blending modern sophistication with clear, versatile communication. The color palette is meticulously curated to reflect brand values, evoke emotions, and ensure consistency across all platforms. Adhering to these guidelines fosters a cohesive, professional visual identity that resonates with the audience, maintaining brand integrity and promoting a unified representation.

Iconography

The primary set of icons serves as a crucial visual language in TerraPay’s brand identity. They provide intuitive and universally understandable representations of essential functions and features across our platforms. These icons enhance user experience by offering quick and clear guidance, especially in situations where language barriers may exist. Consistency in style and meaning within the primary set ensures familiarity and ease of use for our audience, regardless of their location or language.

The primary set of icons serves as a crucial visual language in TerraPay’s brand identity. They provide intuitive and universally understandable representations of essential functions and features across our platforms. These icons enhance user experience by offering quick and clear guidance, especially in situations where language barriers may exist. Consistency in style and meaning within the primary set ensures familiarity and ease of use for our audience, regardless of their location or language.

Brand Elements

Brand elements are meticulously crafted to convey our core values and mission. Consistency in the application of these elements across all touchpoints ensures instant recognition and strengthens our brand identity.

Brand elements are meticulously crafted to convey our core values and mission. Consistency in the application of these elements across all touchpoints ensures instant recognition and strengthens our brand identity.

Visual Style

The essence of our visual identity comes to life. Our curated collection of images and distinct photography style serves as a powerful extension of our brand narrative.

The essence of our visual identity comes to life. Our curated collection of images and distinct photography style serves as a powerful extension of our brand narrative.

Image Treatment

TerraPay’s image treatment emphasizes clarity, consistency, and alignment with our brand identity. High-quality visuals resonate globally, enhancing brand recognition and trust. Primary images reflect our core values, while secondary images, consistent in quality, allow for creative exploration. Together, they create a cohesive visual language that enriches our marketing materials, website, and communications, enhancing the overall user experience and strengthening TerraPay.

TerraPay’s image treatment emphasizes clarity, consistency, and alignment with our brand identity. High-quality visuals resonate globally, enhancing brand recognition and trust. Primary images reflect our core values, while secondary images, consistent in quality, allow for creative exploration. Together, they create a cohesive visual language that enriches our marketing materials, website, and communications, enhancing the overall user experience and strengthening TerraPay.

Core Components

TerraPay’s UI kit is a comprehensive design tool that ensures consistency, efficiency, and brand alignment across all digital platforms. It includes reusable components, style guides, and templates that reflect TerraPay’s brand identity, making it easy for designers and developers to maintain a cohesive look and feel. The kit streamlines the design process, promotes a unified user experience, and supports rapid development, ensuring that every interface element is aligned with TerraPay’s visual and functional standards.

TerraPay’s UI kit is a comprehensive design tool that ensures consistency, efficiency, and brand alignment across all digital platforms. It includes reusable components, style guides, and templates that reflect TerraPay’s brand identity, making it easy for designers and developers to maintain a cohesive look and feel. The kit streamlines the design process, promotes a unified user experience, and supports rapid development, ensuring that every interface element is aligned with TerraPay’s visual and functional standards.

Grid System

A flexible grid ensures alignment, consistency, and responsiveness across devices, balancing content and design seamlessly.

A flexible grid ensures alignment, consistency, and responsiveness across devices, balancing content and design seamlessly.

Desktop

Mobile

Spacing

Consistent spacing enhances clarity, improves readability, and creates a cohesive visual flow throughout the interface.

Consistent spacing enhances clarity, improves readability, and creates a cohesive visual flow throughout the interface.

Patterns

Abstract and minimal patterns add depth and interest, reinforcing brand identity without overwhelming the design.

Abstract and minimal patterns add depth and interest, reinforcing brand identity without overwhelming the design.

Buttons

Buttons are clickable elements that are used to trigger actions. They communicate calls to action to the user and allow users to interact with pages in a variety of ways. Button labels express what action will occur when the user interacts with it.

Buttons are clickable elements that are used to trigger actions. They communicate calls to action to the user and allow users to interact with pages in a variety of ways. Button labels express what action will occur when the user interacts with it.

Inputs

Text input is an interactive field that allows users to enter text and data. It's commonly used in form patterns. You can find the default text input and the text input with a button.

Text input is an interactive field that allows users to enter text and data. It's commonly used in form patterns. You can find the default text input and the text input with a button.

Checkbox

Text input is an interactive field that allows users to enter text and data. It's commonly used in form patterns. You can find the default text input and the text input with a button.

Text input is an interactive field that allows users to enter text and data. It's commonly used in form patterns. You can find the default text input and the text input with a button.

Tabs

Tabs are an interactive field that allows users to switch between various content in the same section.

Tabs are an interactive field that allows users to switch between various content in the same section.

Desktop

Default

Selected

Default

Selected

Desktop

Default

Selected

Placeholder - 01

Placeholder - 02

Default

Selected

Navigation

Navigation is the act of moving between screens of an app to complete tasks. It's enabled through several means: dedicated navigation components, embedding navigation behavior into content, and platform affordances.

Navigation is the act of moving between screens of an app to complete tasks. It's enabled through several means: dedicated navigation components, embedding navigation behavior into content, and platform affordances.

Other Components

Desktop

Mobile

Default

Active

#0F1941

TT Firs Neue

Medium

Sizes: 16px

Grid System

A flexible grid ensures alignment, consistency, and responsiveness across devices, balancing content and design seamlessly.

Desktop

Spacing

Consistent spacing enhances clarity, improves readability, and creates a cohesive visual flow throughout the interface.

Patterns

Buttons

Buttons are clickable elements that are used to trigger actions. They communicate calls to action to the user and allow users to interact with pages in a variety of ways. Button labels express what action will occur when the user interacts with it.

Default

Hover

States

Laptop

Mobile

106px

46px

32

#eb5e57

#ffffff

TT Firs Neue

Medium

Sizes: 16px

Mobile

Primary Button

Secondary Button

Laptop

Button 05

Button 05

Abstract and minimal patterns add depth and interest, reinforcing brand identity without overwhelming the design.

Mobile

Default

Hover

States

#0F1941

TT Firs Neue

Medium

Sizes: 18px

Laptop

Default

Text placeholder*

Focused

Text placeholder*

Error

Text placeholder*

Error info text

Active

Text placeholder*

Inputs

Text input is an interactive field that allows users to enter text and data. It's commonly used in form patterns. You can find the default text input and the text input with a button.

Input Field 01

Default

I agree to receive other communications from TerraPay.

Selected

I agree to receive other communications from TerraPay.

Laptop

Mobile

Default

Text placeholder*

Focused

Text placeholder*

Error

Text placeholder*

Error info text

Active

Text placeholder*

Check box

Mobile

Default

Selected

I agree to receive other communications

from TerraPay.

I agree to receive other communications

from TerraPay.

Default

Default

Default

Selected

Default

Placeholder - 01

Placeholder - 02

Selected

Default

Selected

Tabs

Tabs are an interactive field that allows users to switch between various content in the same section.

Laptop

div-Img-Logo

149px

29px

Default

Open

Default

Close

Network

Partners

Banks

Travel

Media

MTO

Digital wallets

Insights

Resources

Company

Open

Navigation is the act of moving between screens of an app to complete tasks. It's enabled through several means: dedicated navigation components, embedding navigation behavior into content, and platform affordances.

Navigation

Shp-Arrow

10px

15px

#eb5e57

Menu Items

TT Firs Neue

Regular

Sizes: 20px

#010a22

Connect

163px

66px

#eb5e57

#ffffff

TT Firs Neue

Medium

Sizes: 18px

Mobile

div-Img-Logo

115px

22px

div-burgerMenuOpen

30px

14px

#ffffff

Path 3143

30px

2px

#dd7974

Default

Default

Mobile

Default

Hover

Default

Desktop

Default

Other Components

Tickers

Cards

Hover

Default

Desktop

Mobile

Active

Default

Impact & Outcomes

The rebranding and design system were successful in establishing Terrapay as a leading global payment solutions provider, attracting new customers and generating positive media attention. The new brand identity and design system helped create a consistent and unified brand experience across various platforms, effectively communicating Terrapay's commitment to innovation, security, and a user-friendly experience.
This resulted in a significant increase in user engagement and customer satisfaction, solidifying Terrapay's position as a trusted and reliable global payment solution. These improvements in the B2B user experience directly translated into benefits for their B2C users, who experienced faster, more reliable, and more secure payment services.

The rebranding and design system were successful in establishing Terrapay as a leading global payment solutions provider, attracting new customers and generating positive media attention. The new brand identity and design system helped create a consistent and unified brand experience across various platforms, effectively communicating Terrapay's commitment to innovation, security, and a user-friendly experience.

This resulted in a significant increase in user engagement and customer satisfaction, solidifying Terrapay's position as a trusted and reliable global payment solution. These improvements in the B2B user experience directly translated into benefits for their B2C users, who experienced faster, more reliable, and more secure payment services.

Key Learnings

This project underscores the importance of user-centered design when developing a brand identity and design system for a global organization. We learned that understanding the unique needs and preferences of users across different cultures and industries is critical for building trust and achieving product success. We're committed to continuously iterating on the design system based on user feedback and market insights, ensuring that it remains relevant and effective for Terrapay's growing customer base.

This project underscores the importance of user-centered design when developing a brand identity and design system for a global organization. We learned that understanding the unique needs and preferences of users across different cultures and industries is critical for building trust and achieving product success. We're committed to continuously iterating on the design system based on user feedback and market insights, ensuring that it remains relevant and effective for Terrapay's growing customer base.

Credits: Chetan V, Suraj C, Khushi Pal, Manu Prasad, Vinesh, Ajith Babu

YOU REALLY DESIGN?*

LET’S BUILD

THE NEXT

BIG THING

TOGETHER!

©2025. Veeresh Patil, All Rights Reserved

Designed & Developed by Veeresh Patil

Credits: Chetan V, Suraj C, Khushi Pal, Manu Prasad, Vinesh, Ajith Babu

YOU REALLY DESIGN?*

LET’S BUILD

THE NEXT

BIG THING

TOGETHER!

©2025. Veeresh Patil, All Rights Reserved

Designed & Developed by Veeresh Patil

©2025. Veeresh Patil, All Rights Reserved

Designed & Developed by Veeresh Patil